Privacy Policy

1. Introduction

Welcome to US Statement Converter, operated by ExactSum, a product of Productimiser US LLC ("Company", "we", "our", "us"). We are committed to protecting your privacy and handling your data with transparency and care.

This Privacy Policy explains how we collect, use, and protect your information when you use our website at usstatementconverter.com (the "Service").

By using our Service, you agree to the collection and use of information in accordance with this policy. We comply with the California Consumer Privacy Act (CCPA) and applicable US federal and state privacy regulations.

2. Information We Collect

Account Information

When you register for an account, we may collect:

• Name
• Email address
• Company name (optional)
• Payment information (processed securely by Stripe)

Uploaded Documents

When you use our conversion service, you upload bank statement PDF files. These documents:

• Are processed on secure US servers
• Are stored temporarily for a maximum of 24 hours to allow you to download your converted files
• Are automatically and permanently deleted after 24 hours
• Are never shared with, sold to, or accessed by third parties
• Are never used for training AI models or any other purpose beyond providing the conversion service

Technical Information

We automatically collect certain technical information when you visit our website:

• IP address
• Browser type and version
• Pages visited and time spent
• Referring website
• Device information

3. How We Use Your Information

We use the information we collect to:

• Provide and operate the conversion service
• Process payments and manage subscriptions
• Send service-related communications (account confirmations, usage alerts)
• Respond to support requests
• Improve and optimize our Service
• Detect and prevent fraud or abuse
• Comply with legal obligations

We do not use your information for marketing purposes without your explicit consent.

4. Data Retention

Account Data

Your account information is retained for as long as your account remains active. If you delete your account, we will delete your personal data within 30 days, except where we are required to retain it for legal or regulatory purposes.

Payment Records

We retain payment records for 7 years as required by US tax law. These records are stored securely by our payment processor (Stripe) and contain only transaction details, not your full payment card information.

5. Data Security

We implement robust security measures to protect your data:

• Encryption in transit: All data transfers use TLS 1.3 (256-bit encryption)
• Encryption at rest: Stored files are encrypted using AES-256
• Secure infrastructure: Our servers are hosted in US data centers with ISO 27001 certification
• Access controls: Strict internal access policies limit who can access systems
• Regular audits: We conduct regular security assessments

6. Data Sharing

We do not sell, rent, or trade your personal information. We only share data with:

• Payment processors: Stripe processes payments securely. See Stripe's Privacy Policy.
• Cloud infrastructure providers: For hosting our service (data remains in the US)
• Legal authorities: If required by law or to protect our legal rights

Your uploaded bank statements are never shared with any third party under any circumstances.

7. Your Privacy Rights

Under the California Consumer Privacy Act (CCPA) and other applicable state laws, you have the following rights:

• Right to know: Request what personal information we collect, use, and disclose about you
• Right to delete: Request deletion of your personal information
• Right to opt-out: Opt out of the sale of your personal information (we do not sell your data)
• Right to non-discrimination: We will not discriminate against you for exercising your privacy rights
• Right to correct: Request correction of inaccurate personal information
• Right to data portability: Request your data in a machine-readable format

To exercise any of these rights, please contact us at legal@usstatementconverter.com. We will respond within 45 days.

8. Cookies

We use essential cookies to:

• Keep you logged into your account
• Remember your preferences
• Ensure the security of our Service

We use analytics cookies (with your consent) to understand how visitors use our website. You can manage cookie preferences through your browser settings.

9. Children's Privacy

Our Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately.

10. International Transfers

Your data is processed and stored within the United States. If we transfer data internationally, we ensure appropriate safeguards are in place in compliance with applicable law.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this page periodically.

12. Complaints

If you are unhappy with how we have handled your personal data, you have the right to lodge a complaint with the Federal Trade Commission (FTC):

• Website: www.ftc.gov
• Telephone: 1-877-382-4357